Eagle Capital | Profitability With Moderate Risk

Understand about the operation of each financial instrument to be used as savings, investments and even as pensions for the future.

You can build a plan on your own, or if your needs are more complex, you may want the help of a Financial Planner. Create a solid financial plan in six steps:

• Set your goals in life – short, medium and long term
• Descubra quais ativos e passivos você possui
• Assess your current financial position – how close can you reach your goals?
• Develop your plan – create a “route map” to achieve your different goals
• Implement your plan – make changes and make things happen
• Monitor and review your plan at least annually and make adjustments as needed

Through a proactive approach, along with innovative ideas and extensive research, our Asset Management department is dedicated to serving as a bridge between investors and investment opportunities in local and regional markets.

We are committed to putting our clients ‘interests first, working closely to understand their needs, constraints and risk return profile in order to offer appropriate solutions to achieve clients’ goals.

Structured funds are also condominiums for investors with the same purpose and objectives, but have specific rules, which must comply with CVM Instructions 356, 398, 444, 472, 578, 579, among others.

Structured investment funds have their own characteristics, being formatted according to the capital and investment needs of shareholders and investors. The Structured Funds aim to optimize operational efficiency, resulting in improvements in the structures of investors, they are not found on “shelves” of administrators and managers, being studied case by case. for a better profitability of the structure to be assembled.

The main advantage of Structured Investments is the possibility of providing a higher return than fixed income investments, in the medium and long terms. Therefore, it also has a higher risk level. A characteristic that is very much verified in these funds, is called “J curve” by the market.

What does that mean? Due to the design of the letter “J”, during the initial investment period, we have a drop in profitability, as the fund does not yet have sufficient revenue generation to remunerate the invested capital. Over time and maturation of the assembly of the structure, the project enters a phase of revenues greater than expenses, and provides the profitability expected by the investor. This unprofitable period can last for months, possibly from the project to years, depending on the product’s characteristics. For example, a participation investment fund (FIP) that has a Startup within it, can take some years until the maturity of that company.

Mutual funds offer opportunities for several investors, who share similar investment objectives, to pool their capital and have it invested and managed by professional investment managers. A fund may be invested in highly liquid stocks, bonds and financial instruments. Portfolio managers select and manage the assets on which the fund is positioned, and investors share in the income, expenses, and any gain or loss that the fund incurs on these investments, in proportion to their shares.

As an investor, you can buy units of mutual funds, which basically represent your participation in holdings in a specific product / strategy. These units can be purchased or redeemed as needed at the current liquidation value (NAV) of the fund.

Types of Mutual Funds:

• Equity funds invest in common shares of publicly traded companies, generally with capital appreciation as an objective.
• Fixed income funds invest in corporate, government and municipal bonds, usually with current yields as their objective.
• Multimarket funds vary their assets between stocks, bonds and highly liquid financial instruments depending on current market conditions, aiming at a combination of both current income and capital increase.